Baker Recovery Services

Introduction / Overview

When searching local businesses in Santa Ana, the name Baker Recovery Services might appear, and it is important for California users to clearly understand the nature of this company. Despite the potentially misleading use of the word "Baker" and an incorrect classification in some directories as a "bakery," this business is, in reality, a professional collections agency and credit/debt counseling service. It is officially categorized as a Sole Proprietorship in the financial services sector, specializing in debt recovery and asset collection within the Orange County area.

Established in 2004, Baker Recovery Services works primarily on behalf of lenders and creditors to resolve outstanding debts. Their core function involves collections and, likely, handling aspects of asset recovery, such as repossessions. The firm operates within the strict guidelines of the Fair Debt Collection Practices Act (FDCPA), a federal law designed to protect consumers from unfair or abusive debt collection tactics. For local residents, any interaction with this company would typically be related to a collections inquiry, not the purchase of baked goods. The professional tone of the business is, by necessity, one of assertive collection, which, as noted in public feedback, can sometimes lead to challenging interactions with consumers who feel they have been wrongly contacted or harassed.

Location and Accessibility

Baker Recovery Services is located in an office suite setting in a central Santa Ana location, not a typical storefront. The address is: 1505 17th St #230, Santa Ana, CA 92705, USA. This address places the business firmly within the professional and commercial hub of Orange County, near other essential services and offices.

Being situated in a suite within a commercial building, the service model is strictly office-based and administrative, focused on telecommunication and documentation, rather than customer walk-ins for product sales. This is a crucial distinction for local users, as physical visits are generally only for scheduled appointments or administrative necessities, such as retrieving personal property following an asset recovery action, if they are handling that line of service for a lender. For consumer convenience, and in line with modern business practices, they are set up to handle payments. Though not explicitly detailed for this specific company, collections agencies typically accept forms of electronic payment to facilitate debt resolution.

Services Offered

Baker Recovery Services operates in the financial sector, focusing on the management and collection of outstanding consumer debts for third-party creditors. The following list summarizes the professional services typical of a business in this category, based on public records and industry classification:

• Debt Collections (Third-Party): Contacting consumers on behalf of creditors and lenders to secure payment for delinquent accounts.
• Credit and Debt Counseling: Classified, in some instances, as providing services related to credit and debt resolution.
• Asset Recovery Services: While not explicitly detailed, the word "Recovery" in the name strongly implies handling the repossession and recovery of collateral assets (such as vehicles, boats, or RVs) on behalf of finance companies, a common service among collections agencies.
• Skip Tracing: Utilizing various techniques and databases to locate individuals with outstanding debts or to locate assets marked for repossession.
• Administrative Support: Providing documentation and processing for lienholders and finance companies to manage recovered assets and resolved debts.
• FDCPA Compliance: Operating within the federal legal framework of the Fair Debt Collection Practices Act (FDCPA) to ensure collection efforts adhere to consumer protection laws.

Features / Highlights

The key characteristics of Baker Recovery Services, particularly from the perspective of a user interacting with a collections firm, center on their operational profile and compliance.

• Professional Classification: Officially operates as a Collections Agency and a credit/debt counseling service, dispelling any notion of a retail or food-service establishment.
• Local Orange County Presence: Has been established in Santa Ana since 2004, indicating a long-standing local operation in the Southern California collections industry.
• Regulatory Adherence: Like all firms in this industry, they are mandated to comply with the federal FDCPA, which provides consumers with legal protections against harassment, misrepresentation, and other abusive practices during debt collection.
• Experience and Size: The business is noted to employ a small team (one to four employees), suggesting a focused, boutique-style operation rather than a massive national call center.
• Public Scrutiny: Public records, including past consumer complaints, highlight the high-stress nature of debt collection interactions, with specific customer feedback noting issues with professionalism and tone. This is an inherent feature of a collections business and a point consumers should be aware of.
• Office Suite Location: Located in a secure commercial suite at 1505 17th St #230, Santa Ana, confirming its identity as a specialized administrative service provider.

Contact Information

For any official communication, including inquiries regarding a debt, collections status, or asset recovery issues, consumers should use the following official contact points:

Address: 1505 17th St #230, Santa Ana, CA 92705, USA

Primary Phone: (714) 210-1126

Mobile Phone: +1 714-210-1126

What is Worth Choosing

It is critical to reiterate the core nature of this business: Baker Recovery Services is a collections and asset recovery agency, not a bakery or retail establishment. Therefore, a "choice" to engage with this business is usually necessitated by a collections process initiated by a lender or creditor.

If you are an individual who has been contacted by Baker Recovery Services, the choice worth making is to engage professionally and ensure your rights are protected. As a business operating within California and adhering to federal FDCPA regulations, any interactions should be documented. The FDCPA guarantees your right to stop communication, dispute a debt, and prevent abusive behavior, which is a crucial consideration given the public feedback about challenging customer service experiences.

For clients (lenders or creditors) seeking a collections partner in the Southern California market, choosing Baker Recovery Services means opting for a local firm with over two decades of experience since its founding in 2004. Their long-standing operation in Santa Ana and focus on collections and recovery indicates a specialized service. The small team suggests a potentially more focused, though perhaps less scalable, effort than a massive national collections firm. Therefore, for those requiring asset recovery or collections services in the Orange, Riverside, and Los Angeles tri-county area, Baker Recovery Services presents itself as an established, localized option that operates under mandatory legal compliance standards.

Baker Recovery Services

1505 17th St #230, Santa Ana, CA 92705, USA